· The Insured
Person who is over 80 years of age at the time of loss, damage or
injury or at the time that sickness first manifests itself.
· The Insured Person whose
pregnancy is in excess of thirty (30) weeks.
·
Where the Insured Person's journey is undertaken against the
advice of a medical practitioner or other practitioner.
· Any condition which was
known would require treatment during the period of Insured Travel
· Death of a relative with
a known short life span as a consequence of sickness
·
The Insured Person engaging in or taking part in or training for
any professional sport
·
A deliberate self-inflicted injury
·
Are recoverable from any other source
·
Loss, theft or misplacement of credit cards, travellers' cheques
or travel documents unless reported to the issuing authority as soon
as possible after discovery
·
Loss or damage of any goods over A$1,000 that are intended for use
in connection with any trade, business or occupation (except Laptop
Computers which are limited to A$8,000)
·
Computers or any electronic equipment that do not accompany the
Insured Person as personal cabin baggage whilst carried in or on
any aircraft etc.
·
Any change of plans or disinclination of the Insured Person or any
other person to travel
·
Cancellation, curtailment or diversion of scheduled public transport
services, including strikes, if there had been prior warning before
the date of commencement of the particular Insured Travel that such
events were likely to occur during the period of insurance
· Kidnap occurring in Mexico
or any other country located in Central or South America
· Personal liability - liability
claims arising from the ownership, possession or use of mechanically
propelled vehicles, aircraft, aerial devices or watercraft powered
by motor, excluding golf buggies and wheelchairs.
·
War, invasion, civil war, confiscation or nationalisation etc
· The Insured Person engaging
in air travel except as a passenger in any properly licensed aircraft.
· Terrorism; being any act
of any group of people, involving the use of or threat of force or
violence where the purpose of the act by its nature or context is
to further a politicalreligious or ideological aim and/or to intimidate
or influence a government (whether lawfully constituted or otherwise),
the public or any sector of the public.
Please
note this list only highlights some of the more relevant exclusions
and should not be relied upon in its entirety. The Policy Document
should always be referred to for details of the policies full terms,
conditions and limitations.
